Credit Card payments that have been determined not implemented. When a client capable of performing its obligations to pay off / pay credit card bills, then the bank will make efforts to collect customers with a variety of ways, namely:-call customers repeatedly every day, either to home or the office,
-the next stage called the customer of kin listed in the application we’ve ever turned over to the bank
-The next phase began on terror by sending debt collectors to the home or the office.
-it can be ascertained panic and anxiety will be your meal day after day.
Note:
-If your credit card bills outstanding for 3 – 6 months is usually the bank will use the agency services. These agents have conducted individual or coordinated through a legal entity / business.
-Most companies Credit Cards (Debt collector) is utilizing owned shame client (because no debt), as well as ignorance of the law for customers to do outside the rules or breaking the law. For example disturbing the people around customers such as families, or people in the workplace by terrorizing with harsh words and threatening, even to go to work or residence, was also intercepted in public places.
Customers could continue to shy away from pursuing debt collectors, or giving bribes in debt collectors to collect up to come back other debt collectors who will ask you a bribe is also no time limit. but it is only temporary, because the real essence is not resolved. Customers still can not sleep, anxiety, paranoid and always scared. while the interest from credit card bills itself more and more bloated (interest rates) and still needs to be resolved, while the funds had come out a lot for the bribe.
Which is very important to note In the period – the time of terror:
1. Do not be persuaded to give mortgage payments on debt collectors because the actual task colector only tell if the bill, while the payment yourself in the Bank concerned or the place of the official payment (post office, ATMs, Banks, Etc.).
2. Do not promise or a statement signed incurred by the bank or debt collectors to guarantee the goods, because the KK & Loan was never built with security / with no grace.
3. Do you provide mortgage payments on the debt collectors, too, (and often without receipts), so your payment security to be very doubtful (money can be lost). you have to pay but not the data.
4. Chart installment debt payments made by debt collectors is their own invention instead of the bank concerned. This can be seen from the disuse of the official letterhead of credit card issuing bank.
5. If you want to negotiate payment and close the card should come in person (do not use the phone because it will be ignored) to the issuing bank. But the bank will only give a new installment payment scedule with new interest.