Burglary ATM skimming method emerging occurred within the last week in Indonesia. As a customer ATM card holders, you rightly raise awareness and more careful when making financial transactions through ATMs.
Here are some safety tips to prevent fraud during ATM transactions are adapted from several sources:
1. Observe the surrounding circumstances before you make a transaction. If someone or something looks suspicious, immediately leave the ATM location. Beware if you see the brochure box attached to or near the ATM, because it could have a brochure box is used to cover up a hidden camera and record the movement of your fingers when entering a PIN.
2. Choose an ATM that has a bright lighting facilities and not obstructed from sight. If the ATM locations blocked from view and has bad lighting, leave the area and do transactions at other locations.
3. Beware if you do not see the LED glowing light when you’re entering the card into an ATM machine. Therefore, ATM may have been in-skimming. One characteristic of a device attached to the Skimmer has not seen the LED lights glow as a closed device. In addition, also check the gap where the reader or card inserted. Make sure that the reader is safe and not suspicious.
4. You only need to enter your PIN once for one transaction. If you are prompted to enter your PIN twice, or read the messages that are not usually on display as”damaged / out of order”, find another ATM. Because, there is the possibility that the ATM was working on diutak by identity thieves. If there is a long lag time when the transaction or if the transaction is canceled and you’ve already entered your PIN twice, check the ATM receipt to make sure the transaction does not appear twice.
5. Keep your PIN to replace them regularly. When he was transacting at the ATM, blocking views of others who lined up behind you with a cover using the shoulder. If necessary, cover the ATM keypad with hand when entering PIN.
6. Do not give your PIN to anyone, to prevent fraud by other parties that pretend to be a bank officer and asked customers to name or to input a PIN.
7. If possible, use ATM machines that are commonly used, for example, near the residence. Thus, you will quickly respond if found anything suspicious. The most secure ATM is located on the bank or a busy shopping center, which prevents a thief to install equipment Skimmer.
8. Avoid wherever possible the use of drive-through ATM. Location is a perfect target for identity thieves because the drivers are often in a hurry and do not give extra attention if any irregularities.
9. Each completed the transaction, re-enter your ATM card has been issued. After that, press any random PIN and click”cancel”button.
10. If you perform a debit transaction at the store associate banks (merchant), note the condition of eletronic equipment data capture (EDC). Abort the transaction if there is a suspicious device attached to the card reader machine.
11. Immediately block your ATM card if it found irregularities during transaction.
12. To be more secure, you should have more than one savings account. Save large funds in savings accounts that are not equipped with the ATM to prevent large losses in the event of fraud. Meanwhile, a number of funds to meet monthly needs can be incorporated into a savings account that has ATM
Thank you for that Info. I often read here…